Help with insurance please

[spoofer]

Help with insurance please


I’ve posted about this before, very good response from you all,

But this time it’s really hit me!
Current car is rev 2 MR2 1992 no mods good alarm ECT.
I had to claims last year cry 
Jan UN insurueded driver in a 4x4 reversed into me. Next I had a Celica GT R stolen aggravated twoc.
Direct line have quoted £1080 and others up too 2k. I have 7 years NCPD my Mr2 is a nice car but in reality its worth 1500 at the most. Where can I get sensible quote.

I had policy of £525 ill the proof of no claims was sent, they the above, they wanted 900 quid more. Don’t get me wrong I understand how insurance sort of works, but what is the point in being fully comp if im going to get shafted later

[Rob66]

Hi Spoofer,

Your best bet would be trying to get a limited mileage policy, if you can. I am with RH Insurance in Brentwood (need to google the number) they are reasonable but insist on Cat 2 Thatcham immobiliser. Worth a go, good luck with it.

Rob

[spoofer]

http://www.skyinsurance.co.uk/car_insurance.html

just tried the above, as recommend on here, they wont touch me cry

Rob, will give RH a try thanks

[riot68]

I spent ages trying to get a sensible quote for mine, ended up with a broker, BeWiser and they got me a really decent deal with Aviva on a car club owners policy, google BeWiser and give them a call, hope that helps...

[Animal85]

Ive was with direct line for 5 years with 8yrs no claims discount....

My latest quote came through and it had doubled! Understandably i asked them why. They said that due to the 2 icy spells we had, insurance had gone up by 35-40%

Subsequently i told them to cancel my policy and i am now with sky insurance. My car is also a 92 turbo, with declared modifications, and im paying around the £700.

As for help....everyone will say the same, but ring around and go online. when they ask how much your last quote was, pitch i a few quid lower

Good luck

[spoofer]

cheepist and best deal loos kike a trader policy £641 drive anything but super cars, so will be buying one on monday

[RST]

go compare go compare.....


No I'm kidding! Had my renewal on the other car this month and while they came up with about £50 more than I wanted, I went back with SKY again. To be fair of about 12 other places, one quoted a fiver more and the other 10/11 wanted close-on double what I would be paying now. I wanted to change but for the sake of a fiver I stuck with the devil I knew.


Car inurance is so grey and fickled it's unreal. It's the only thing which is making me think I'd be just as well smashing a car rather than selling these days. No point in having it unless you have to claim for it at some point!!!!!!

(I know that's not right but plenty of people I know manage cheaper insurance with worse records somehow so that's the way I feel these days, it's cheaper to smash and claim then change insurers than it is to stay loyal with the same outfit and be a safe bet)

[Charged]

cheepist and best deal loos kike a trader policy £641 drive anything but super cars, so will be buying one on monday

Great for having your car legally insured, not so great if you have a claim..