Mark 2 Import Insurance?

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Ridge Racer
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Mark 2 Import Insurance?

Post by Ridge Racer »

Hello all

Are imported cars more expensive to insure than UK models?

Also are T bars more expensive to insure than tin tops/sun roofs models?

Thanks :mrgreen:
LimeyMk1
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Re: Mark 2 Import Insurance?

Post by LimeyMk1 »

Depends on the insurer, some will try to blag that imports are magically different to equivalent UK cars. :roll:

I don't think there's any difference between T-tops and moonroof equiped Mk2s
bennn
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Re: Mark 2 Import Insurance?

Post by bennn »

I found insurance for my UK N/A for £630 fully comp. I checked for an imported N/A and it was around £100 more.
Charged
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Re: Mark 2 Import Insurance?

Post by Charged »

Ridge Racer wrote:Hello all

Are imported cars more expensive to insure than UK models?

Also are T bars more expensive to insure than tin tops/sun roofs models?

Thanks :mrgreen:


Totally depends on insurers. If you have an import, do not rely on the registration number.

Speak to a specialist insurers, see IMOC affiliate section for two insurance traders :thumleft:
If you can't see the angle, you're in trouble.
alanmr2turbo
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Re: Mark 2 Import Insurance?

Post by alanmr2turbo »

A lot of insurance companies will not even insure an Import. From what i gather Imports usually work out more expensive to insure :(
Charged
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Re: Mark 2 Import Insurance?

Post by Charged »

alanmr2turbo wrote:A lot of insurance companies will not even insure an Import. From what i gather Imports usually work out more expensive to insure :(


More so with insurers who predominantly deal with standard UK car insurance.

Please do not fall into the trap of insuring the car as a UK car just using the registration number... a lot of people wrongly assume the registration number picks up the correct model, it actually rarely does.
If you can't see the angle, you're in trouble.
Ridge Racer
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Re: Mark 2 Import Insurance?

Post by Ridge Racer »

Thanks for all the feedback guys, very helpful!

I've found a MR2, black, T top for what seems to be a cheap £650, its mint, it was imported in 2004 and has only done 64,000 miles :shock:

Might have to go have a look :mrgreen:

So i guess it is more expensive for an import generally then :(

Why do we have soooo many imports?! 3 out of 5 cars i see on eBay are imported ones :lol:
skyinsurance
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Re: Mark 2 Import Insurance?

Post by skyinsurance »

Ridge Racer wrote:T
So i guess it is more expensive for an import generally then :(



If it is a non-turbo model, we would rate this the same as a UK model :)
tonigmr2
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Re: Mark 2 Import Insurance?

Post by tonigmr2 »

Frankly if the car above is in good nick with a genuine 64K miles, at that price you should bite his hand off. Several years of increased premiums and it would still work out cheaper! (Cars with that mileage are usually £2K+).
Charged
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Re: Mark 2 Import Insurance?

Post by Charged »

ps, get a Mk1.
If you can't see the angle, you're in trouble.
LimeyMk1
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Re: Mark 2 Import Insurance?

Post by LimeyMk1 »

skyinsurance wrote:
Ridge Racer wrote:T
So i guess it is more expensive for an import generally then :(



If it is a non-turbo model, we would rate this the same as a UK model :)


If you treat Celicas the same you'll be getting a call off me tomorrow. 8)
Ridge Racer
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Re: Mark 2 Import Insurance?

Post by Ridge Racer »

charged wrote:ps, get a Mk1.


I've already had 2 mark 1's :) Prefer the mark 2 N/A to be honest
Marlowe
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Re: Mark 2 Import Insurance?

Post by Marlowe »

I pay £230 for my Rev 2 turbo on a classic policy. Should be sub 200 hundred easily for a NA.
Ridge Racer
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Re: Mark 2 Import Insurance?

Post by Ridge Racer »

Marlowe wrote:I pay £230 for my Rev 2 turbo on a classic policy. Should be sub 200 hundred easily for a NA.


How old are you and how many years no claims?

I'm quite picky on insurance... I need to be im a new driver and im 26
Marlowe
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Re: Mark 2 Import Insurance?

Post by Marlowe »

30 - driving the MR2 as a second car so no NCB etc. 1 accident in past 5 years (don't ask :oops:).

For a turbo I expect it'd be still be fairly high due to your age but a N/A should be quite reasonable. Certainly no harm in trying a quote with someone like Peter Best along the other places mentioned. :)
Ridge Racer
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Re: Mark 2 Import Insurance?

Post by Ridge Racer »

I certainly wont ever go for a turbo it will definitely be a N/A

Thanks for all the info guys very helpful :)
N9THX
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Re: Mark 2 Import Insurance?

Post by N9THX »

What if the DVLA registered the car in the UK as a GT TBAR when it's a GT TURBO TBAR?

Not my fault, it's how i brought it and it is a GT TBAR, the word turbo doesn't appear on every turbo logbook i'm sure.

Had an Audi A3 1.9 TDI which just read Audi 1.9 Diesel.

Ignorance is bliss

:lol:
Peter Gidden
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Re: Mark 2 Import Insurance?

Post by Peter Gidden »

N9THX wrote:What if the DVLA registered the car in the UK as a GT TBAR when it's a GT TURBO TBAR?

Not my fault, it's how i brought it and it is a GT TBAR, the word turbo doesn't appear on every turbo logbook i'm sure.

Had an Audi A3 1.9 TDI which just read Audi 1.9 Diesel.

Ignorance is bliss

:lol:


It is the car owner's responsibility to reveal all material facts to the insurance company. What the V5 says is irrelevant. Been proven in court so many times.
vtecpower
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Re: Mark 2 Import Insurance?

Post by vtecpower »

Peter Gidden - SBITS wrote:
N9THX wrote:What if the DVLA registered the car in the UK as a GT TBAR when it's a GT TURBO TBAR?

Not my fault, it's how i brought it and it is a GT TBAR, the word turbo doesn't appear on every turbo logbook i'm sure.

Had an Audi A3 1.9 TDI which just read Audi 1.9 Diesel.

Ignorance is bliss

:lol:


It is the car owner's responsibility to reveal all material facts to the insurance company. What the V5 says is irrelevant. Been proven in court so many times.


+1 insure it properly no point risking it.. when i gave the insurance my reg i could have lied and said it was a g-limited but whats the point told them its a GT TURBO, IMPORT all the rest of it have papers from them to back it up and drive all legal :thumleft:
N9THX
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Re: Mark 2 Import Insurance?

Post by N9THX »

Point is.

I purchased the car as a GT TBAR

DVLA had it registered as a GT TBAR on the import papers.

It's been in the UK since 2007 as a GT TBAR.

As a car buyer, how am i to know the car should be registered with an engine component description attached when so many standard UK cars don't?
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