[All] [Generic] BIG insurance problem =[

[shabz]

My renewal is up in 1 month...I've just been doing some quotes online, its gone up by £600 since last year!! I've had 2 collisions in that time, neither of which I was at fault!

If I can't find anywhere that will insure me for £1600-£1700 at the very very most then I'll have to sell my car

It doesn't help that I'm just turning 22 but can anyone recommend where to look? I've tried the usual confused.com

[raptor95GTS]

a-plan are pretty good

[skipp123]

sky insurance mate and they offer a nice discount through another website pm me if u want the addy

[shabz]

lol i wonder what that other website could be :p

I'm in contact with Ollie@sky as we speak

Will try A-Plan also, thanks

[Mauler]

A sly tip is to get your MR2 insured as a classic.


It worked for me, Footman James insured my Rev1 GT turbo with a 6000 mile limit for £330. This also got me almost a grand's worth of windscreen from Toyota of Japan for £50 when it was pwnt by a firework casing 2 years ago!


The only catch is that you often have to be over 25 and the car needs to be at least 15 years old...

...which is why Rev1s are useful

[westham2306]

adrian flux mate.. been cheapest for me for the last 3 years..

[Lee @ 3S Service Centre]

try bell direct www.bell.co.uk, put an older woman driver on as a named driver with you as the main driver.

This trick knocks off about £200.


they have always been cheap on performance cars for me

[jmachling]

sky insurance mate and they offer a nice discount through another website pm me if u want the addy

They do a nice discount through IMOC too, as do A-Plan.

I'm with A-Plan - always been very cheap for me, but then I am 34 and live in the middle of nowhere

[nikaiyo]

try bell direct www.bell.co.uk, put an older woman driver on as a named driver with you as the main driver.

This trick knocks off about £200.


they have always been cheap on performance cars for me

3 years ago Bell Direct insured my Mx5 (dont laugh) and I got hit 3 times in 6 months, by women who could not see other cars on the road or in car parks lol. They put my premium up from £300 to over £1000!

I found direct line the cheapest by far, all mods listed apart from exaust! Cant complain about service/ cover at all!

[Martin F]

an accident can happen on a daily basis but the art is to be aware of others drivers stupid moves/maneuvers before they make them(like incorrect use of roundabouts or being in someones blind spot)

even though the accidents may not have been directly your fault the insurance companies are looking after their profits and therefore classifying you as being in the higher risk category...

the high quotes are a mixture of covering their own costs or putting you off from doing business with them...

keep us updated on your best quote though as for interest, and "yes" it does suck that your premium is going mad due to other people driving improperly...

[Steve-O 2007]

Adrian Flux

Im 21, 1 years NCB lots of mods and its only £1089

[mattymr2]

Adrian Flux

Im 21, 1 years NCB lots of mods and its only £1089

hmm.....

i was quoted £800 on my rev3 with 1yrs no claims when i was 21 by adrian flux, problem was when i got the paper work it wasnt insured as an import or even a turbo! it was only after listening to the record of the phone call betweeen my self and the salesman, they gave me my money back!

even after repeatedly confirming it on the phone the car was still insured incorrectly, might be worth double checkin the paperwork?

also this was fully comp, are you 3rd party?

[Steve-O 2007]

Adrian Flux

Im 21, 1 years NCB lots of mods and its only £1089

hmm.....

i was quoted £800 on my rev3 with 1yrs no claims when i was 21 by adrian flux, problem was when i got the paper work it wasnt insured as an import or even a turbo! it was only after listening to the record of the phone call betweeen my self and the salesman, they gave me my money back!

even after repeatedly confirming it on the phone the car was still insured incorrectly, might be worth double checkin the paperwork?

also this was fully comp, are you 3rd party?

3rd Party Fire and Theft, they said I was too young for Fully Comp due to the car.

My Paperwork says Japanese Import and its down as an MR2 GT-S which is what the MR2 Turbo is officially called (well that and GT)

Also Im sure I have about 20 mods listed as well and about 5 of them are for Turbo cars only

[mattymr2]

cool m8 sounds like you got a good deal
i struggled vwith mine because its a t-bar aswell

to any one plannin on moddin your car dont go with elephant!!

[mark239]

greenlight.co.uk

quinn-direct.co.uk

[gnzyza]

If its a non-fault claim- settled by third party then it has no effect on the premium. must be some other factor, or if its your renewal price thats gone up it could be coz they haven't recovered the cost from the TP insurance yet- which means it goes against you until settled.

[STU13 B]

Im with lancaster, 22 years old, paying £989 fc, also live in the middle of know where.

Renewal is in june so will be having a hunt around 2 try and get it cheeper!

[Rhiannan]

Try Tesco

I'm with Tesco, it is £500 fully comp on my Rev 3 turbo, I'm 23 with 3 years no claims. You need to phone them for a quote if it's an import though, but I've always been happy with them

[Steve-O 2007]

to any one plannin on moddin your car dont go with elephant!!

LOL I agree. Elephant dont even know what mods are . I went to get a quote, told them it had a uprated intercooler and they didnt even know what a intercooler was. Was put on hold for 5 mins while he went to find out and the people he asked didnt even know!!! Then they said they cant insure cars that have dump valves fitted!!! WTF !!!???

[sawicki]

im with sky insurance £980 on my rev 3 turbo with all mods declared im only 20. elephant wanted £1500 without mods