Moderators: IMOC Moderators, IMOC Committee Members
..the have a link through to the www.mr2oc.co.uk so wondered what they were like?http://www.skyinsurance.co.uk/clubs.html 
£512.40 - £450 excess£756 - £350 excess £685.65 - £450 excess£757.05 - £350 excess £816 - £320+ excess(SP60 last year). I have a GT Auto 136/142 immobiliser (not sure if cat 1 or 2)- Only mods are the K&N and the exhaust...but surely these can't make that much difference????£500 mark!(hence going from 18K > 15K...anyone know HOW the insurance men check your millage??? 
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Have you ever told them what the milage is each year???..your thoughts please?...this would be fine if you had a crash within the first 6 months of a policy but not very good if u happened to need to claim a few weeks before the end of a policy 
Surely not everyone does the same amount of miles each and every year!? For me it depends on how many events i go to. ps ive declared my mods before you ask. My last insurance premium for my NA in the UK was £195 TPFT with something like £200 excess. Or I could have had fully comp for about £250. That's with declared mods of wheels, exhaust, tinted windows and steering wheel. I forget who it was with but it was one of the main online insurers. £375 fullly comp with unlimited mileage and travel to and from one place of work. It included driving others cars benefit and european green card too.£1049 for my trubo converted car! **GULP** and that was supposed to be **the most competitive quote you will get in this current climate**.. YEH right! 
£492 for a Turbo converted MR2 -Brilliant! But my excess is £350. But only up by £100 from the excess I had at Flint insurance. 
ALL mods declared with Adrian Flux too........DotNetter wrote:1990 mk2 rev1
Lloyds were by far the cheapest (although do have a 1K excess for accidental damage!)£700 fc last year 12k limited no mods declared£545 fc with all mods declared no mileage limits. I wouldn't be surprised if Sky had a minimum policy premium of something like £400. So for someone my age, zillion years no-claims, garaged, NA, low risk area, Sky would be mighty uncompetitive. steve wrote:sky on the OC scheme was the cheapest for me.
flux was
sky was
..very helpful chap called James.£546 with unlimited millage and only £300 excess!!!!!!!!..unless we get the IMOC stuff done aswell in which case I'll use my current membership (would be better as I don't really use the other forum and I would have thought that for the IMOC to get a competitive scheme they'll have to put a lot of business the way of the insurance company???)..and give Sky a call! steve wrote:sky on the OC scheme was the cheapest for me.
flux was
sky was
im with admiral tho think i will change to this Flint place... they do import? 
Vindezal wrote:soon as ya hit that 24/25yr old section then it will drop loooaads!
- yes they would've insured my twincharger all mods declared for a reasonable amount - the only reason I didn't take it up is because I want an agreed value, and they could only offer me MK1 book value...bit of an issue as it's only about £1500 and I've spent a bit more than that 
With insurance it's always worth phoning as MANY as possible.? 
damn 5th Lumber Disc !
- if they are willing to cover a twincharger with a completely different engine and internals. They got me to email a full list of all modifications and some photos of the car - it was very comprehensive.