Insurance on a MR2 GT NA at 20!??

[Shane 16v]

I am fron N Ireland and was just looking to know would it be possible to get insurance on a UK MR2 GT 2.0 NA with bodykit and exhaust system at 20 with 1 year NCB!?

Also what isurance companies to try and what price roughly would it be if anyone has had any experience at insuring an MR2 at that age!

All help appreciated!

Thanks!

Shane

[mk2too]

Hi mate,

im 19 and found the only place which was reasonable was through Yes car insurance, im under my dad mind.

Couldn't get a quote through any of the so called 'performance car, young driver' companies they all said no!

Also; i know people may protest, but the quote i got from comparethemeerkat and the like were the same give or take a few quid...

hth.

George

[Lewis Jay]

I got insured on my first MR2 the car I still have now (N/A import back then) when I was 20yrs old, it cost me £1200 a year

I had my mum as the named driver, the insurance company I used at the time (Bell Direct) told me thats the only way they could get me insurance as the computer system sees it as a couple (one over 25) therefore less risk.

Nobody else would touch me for less than £2500.

Do alot of ringing around and dont take the first decent offer use it a bargaining tool, also ask about putting a female relative (25+) on the policy see if it works for you.

There are some good companies that you can get a discount with if you are premium member, worth it for the £7.50 fee to become a premium member.

[timmy2take]

I was getting insured on group 17 cars around your age for about £800-£900 which I believe an MR2 NA is a group 17.


Admiral & Elephant always came in cheapest for me then.

Try moneysupermarket.com and whoever gives you the cheapest quote click on the company logo and do a quote with them from scratch as I've knocked about £50 off the moneysupermarket quote, done this a few times.

Also add a parent or someone old with no points etc. It'll only affect there policy if THEY crash the car not you as long as your the named driver.

One other tip is to try different job titles. I'm a carer and if I type that in as oppossed to support worker I save a little bit each time there as well.

[Shane 16v]

thanks for the replies will try them!

Thanks!

[nikaiyo]

Have you tried
http://www.keithmichaels.co.uk/

They insured me on my first MR2 when I was 19 for about half what all the others were quoting...... and paid out a reasonable sum when I crashed it

[Shane 16v]

hve been getting online quotes and the range from about £2500 to £3500 which is quite steep!

I wouldbe happy enough with quotes at under £2000

Anyone got any other companies to try or other sugestions!?

Shane

[matts430]

I'd give elephant a try, I'm 19 with no NCB and it cost me around £1500 for a UK N/A.

[mk2too]

Im paying 1100 with an accident under my dad with Yes car insurance as a gauge to prices, it can be done cheap just hunt around and say the right things,

Just insure yourself as a 60yr old doctor living in cornwall doing 100miles a year, might knock a few monies off?

[2barGee]

i was 19 when i first got a mr2 (2.0na) and it cost me £1600 third part fire and theft and i had 0 ncd.

That was with adrian flux and thats who i am with now.

[tiny big]

Try Adrian Flux-kept me right

[Keebsss47]

im 21,

have no ncd,

been driving for three years

no points etc

£720 with direct line

fully comp on a rev 5 n/a

i think the 3 years helps a lot but have a blast,not sure if they cover NI, but they are ok with mods unless they make the car faster

[Shane 16v]

Not getting any quotes anywhere near them prices!

Anyone from N Ireland that would have experience from insuring a MR2 at around 20!??

[GTSAARON]

You are probably long sorted by now, but just for general info, im insured on the rev 3 tubby with elephant. Im 22yo, 2yr ncb, no points (yet) or accidents, been driving 5 years and it costs me £733 fully comp (with a grand excess lol)

[Ruishy1]

FWIW try HIC ( herts ) i was 23, 2 years NCD, no points or claims, and i was 700 quid TPFT for a 300zx twin turbo, with wheels, exhaust, suspension, FMIC and a 10 percent hike in power

Very helpful and they know bout modded cars so do try and get you a good deal

[mark239]

You didn't insure that heavily modded car as an NA surely !!

Assuming this must be for a different car

[Dan88]

im 20, 3 years NCB, 6 points on my licence and im insuring my rev2 tubby with alloys, exahaust, filer, BOV for £1200 a year fully comp with a £250 excess.

Thats with Adrian Flux, and when i get insurance companies phone me up i tell them not to bother and save their breath and my time tryingto beat it