As opposed to factory turbo cars I mean. Once they are modified etc. surely it's all much the same, so is there any real downside to using an NA as a project base if a suitable turbo can't be found?
I have been talking to a couple of people about turbo shells but haven't made much progress on them yet, hence my mind wandering somewhat....
Do insurers charge more for NA to Turbo conversions anymore?
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Re: Do insurers charge more for NA to Turbo conversions anymore?
This is what I'm worried about when I've finished my turbo conversion. I get the impression they're going to take the biscuit with insurance
Re: Do insurers charge more for NA to Turbo conversions anymore?
When I was with A-plan they charged me £75 more when my Rev 5 was converted to turbo with charge cooler and all other mods declared including engine bay spray job.
I was very happy
Best to call your insurer and get a price before conversion. That's what I did
I was very happy
Best to call your insurer and get a price before conversion. That's what I did
Re: Do insurers charge more for NA to Turbo conversions anymore?
This is what I'm worried about when I've finished my turbo conversion. I get the impression they're going to take the biscuit with insurance [Brick wall]
...Brave man, a check with the insurers first is usually what I do with any mod. Not the first time a cars been up for sale because can't get insured after buying (I've bought a few that way cheap also).
I think you need to ask your insurers -there's so many variables, half of which how attractive and "nickable" the car is depending on your postcode.
Re: Do insurers charge more for NA to Turbo conversions anymore?
Definitely cheaper than an original turbo as it's still classified as the slower car. Great reason for turbo conversions.
Re: Do insurers charge more for NA to Turbo conversions anymore?
Rob wrote:Definitely cheaper than an original turbo as it's still classified as the slower car. Great reason for turbo conversions.
I call BS on that, many insurers will not cover engine conversions, a factory turbo is likely to be cheaper than a conversion as it's not a "modified" car..
however what is cheap to insure for one person may not be for another.. only way to find out is to get quotes
Re: Do insurers charge more for NA to Turbo conversions anymore?
Rob85 wrote:Rob wrote:Definitely cheaper than an original turbo as it's still classified as the slower car. Great reason for turbo conversions.
I call BS on that, many insurers will not cover engine conversions, a factory turbo is likely to be cheaper than a conversion as it's not a "modified" car..
however what is cheap to insure for one person may not be for another.. only way to find out is to get quotes
Call it BS if you want - I've been paying peanuts for my rev3 turbo converted uk Rev2 since it was converted in 2007.
Whenever I start a new insurance period they ask about modifications and I say about the engine and they just put it down as a performance modification.
That has been with A-plan, Sky and now Classic line.
Currently paying £230 for 3000 miles limited cover fully comp. including commuting with a list of chassis and engine mods as long as your arm.
Re: Do insurers charge more for NA to Turbo conversions anymore?
Rob85 wrote:
Rob wrote:
Definitely cheaper than an original turbo as it's still classified as the slower car. Great reason for turbo conversions.
I call BS on that, many insurers will not cover engine conversions, a factory turbo is likely to be cheaper than a conversion as it's not a "modified" car..
however what is cheap to insure for one person may not be for another.. only way to find out is to get quotes
Call it BS if you want - I've been paying peanuts for my rev3 turbo converted uk Rev2 since it was converted in 2007.
Whenever I start a new insurance period they ask about modifications and I say about the engine and they just put it down as a performance modification.
That has been with A-plan, Sky and now Classic line.
Currently paying £230 for 3000 miles limited cover fully comp. including commuting with a list of chassis and engine mods as long as your arm.
I call BS also -BUT it depends on your insurer. It's a major mod on your original car which racks up. It depends on too many things. Only way to check -phone round first!
Re: Do insurers charge more for NA to Turbo conversions anymore?
Enjoy your premiums then guys
Re: Do insurers charge more for NA to Turbo conversions anymore?
Sorry Rob, what's your age, post code, car history please. Might help.
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Re: Do insurers charge more for NA to Turbo conversions anymore?
Rob wrote:Definitely cheaper than an original turbo as it's still classified as the slower car. Great reason for turbo conversions.
That made me laugh.
Re: Do insurers charge more for NA to Turbo conversions anymore?
RST wrote:Sorry Rob, what's your age, post code, car history please. Might help.
Back when I had the work done:
27
RG19 3SY
Parked on the road outside the house
Mods at the time:
Alloys
Coilovers
Strut braces
Exhaust and decat
Interior swapped out to recaro optional seats / door cards, steering wheel, Gear knob
Clear lights
Rev3 rears
Air filter
Dump valve
(loads more now but not relevant to price below)
Fully comprehensive insurance including commuting - 3000 miles limited policy - 9 years NCB when converted
Car history:
0.5 year in a Citroen Visa 1.1,
3.5 years in a VW Jetta 1.6,
5 years in the MR2 with regular 2l n/a engine
Cost me £480. Before the conversion the same cost me £430 with Sky.
Lots has changed - loads more mods, moved house - on drive now, married and have kids and more NCB - paying £230 for same policy.
Last edited by Rob on Thu Mar 27, 2014 1:04 pm, edited 1 time in total.
Re: Do insurers charge more for NA to Turbo conversions anymore?
Peter Gidden - SBITS wrote:Rob wrote:Definitely cheaper than an original turbo as it's still classified as the slower car. Great reason for turbo conversions.
That made me laugh.
When I say great reason, I mean if you have a very solid car that you trust - it makes sense to keep it and upgrade the engine which is reasonably straight forward.
If my car wasn't as solid I wouldn't have converted, I would have sought a good Rev3 Turbo - ultimately the original Turbo's are more desirable and will be worth more in future.