Insurance again.

[Grendel]

Anyone know of a cheaper place to get my Mk1 insured since Adrian Flux want £370 this year with a £350 excess.
That’s the quote with the following:

1988 1.6 MR2 T-Bar
Cat 2 immobiliser
Mongoose exhaust & K&N filter
12 years NCB
Mileage 10'000 miles per year
Age 33
No points on licence

Surely they must be having a laugh?

[LimeyMk1]

You should be able to do better than that Ian, give Sky and A-Plan a try. They've alvays given me competitive quotes and good service.

[Grendel]

Sorted.
Had Ollie PM me.
Now insured with his company slightly cheaper premium but a lot cheaper excess and easier to pay over 10 months.

Thanks Ollie

[SuperRedMR2]

This is awful mate considering im:

Age: 24 (at time of renewal)
7 years NCB
Stainless Steel Exhaust
No immobiliser or alarm
12,000 miles a year
No points on licence

And they charge me £245 protected fully comp

I have however just got 3 points put on my license for using my mobile whilst driving, does anyone think that'll hurt me badly?

[Charged]

Sorted.
Had Ollie PM me.
Now insured with his company slightly cheaper premium but a lot cheaper excess and easier to pay over 10 months.

Thanks Ollie

Blimey, that was quick, I haven't even had an email from my colleague to confirm he called you!

You are very welcome, you know where I am if you have any queries

[Charged]

I have however just got 3 points put on my license for using my mobile whilst driving, does anyone think that'll hurt me badly?

It should make very little difference, if any.

[un1eash]

If you insure another car you should have considered a classic car policy. I only pay £220 a year which includes breakdown cover.

ps. My SP30 made about £50 difference.

[first-footer]

Do a google for Lancaster Insurance based in St Ives .I pay £122 fully comp allowing 3.5k miles, payable over 12 months, on a classic policy.
For an extra £15 an agreed valuation is allowed (mine is £2.500)


Ian

[widster]

Is anyone insured with Houghton Insurance? I have been with them for about 5 years now but may be looking for a change for a couple of reasons which i won't go into here. Just wondering what others think? I only pay £131 for 1500 miles cover on a classic policy so i suppose i shouldn't complain. Just thinking about a change.

[Lee H]

Strange one as my car is insured through flux really cheap

28 years old
3k miles
No ncb (on another car)
Possibly worst postcode in country

Car is mk1 T bar, lowered with alloys

Costs me £128 fully comp with £100 excess.

[Charged]

Strange one as my car is insured through flux really cheap

28 years old
3k miles
No ncb (on another car)
Possibly worst postcode in country

Car is mk1 T bar, lowered with alloys

Costs me £128 fully comp with £100 excess.

Sounds like a classic scheme.

[Lee H]

Thought it was but most don't allow modifications do they? Also there is only a slight increase when I drop the 3s-ge in!

[Charged]

Thought it was but most don't allow modifications do they?

Some do, some dont, the main things for classic schemes is that the car usually needs to be a second vehicle, kept in garage, linited mileage, no young drivers etc

[un1eash]

Do a google for Lancaster Insurance based in St Ives .I pay £122 fully comp allowing 3.5k miles, payable over 12 months, on a classic policy.
For an extra £15 an agreed valuation is allowed (mine is £2.500)


Ian

I'm with/was with lancaster. They didnt mind to much about leaving the car outside and having claims plus they only state that you have access to another car where as others say you have to be a policy holder on another car which i wasnt at the time.