[Mk2] [Turbo] My lowest Insurance yet!

Discussion and technical advice the SW20 MR2. 3S-GTE, 3S-GE, 3S-FE etc
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Scott Barton
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[Mk2] [Turbo] My lowest Insurance yet!

Post by Scott Barton »

Might be because i am now 33 :roll: but my renewal came in at £554. Did a bit of ringing round and Sky Insurance beat it, bringing it in at £490 including free legal cover. :thumleft:

Fully comp, protected full no claims, £300 excess. \:D/
IMOC - winners of JAE best overall club stand 2010, 2013, 2014 & 2017!
1994 GT-S T-Bar 397bhp with NOS *sold*
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3sgte
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Re: [Mk2] [Turbo] My lowest Insurance yet!

Post by 3sgte »

i'm 30 and with all mods decared (and there is a lot ) i'm paying about £40 less than that with a £150 excess :mrgreen:

my insurance has always been under £500 ever since i have driven ,i am lucky and live in a good postcode area

never the less thats a good price
Last edited by 3sgte on Fri Jul 18, 2008 5:29 pm, edited 1 time in total.
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Scott Barton
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Re: [Mk2] [Turbo] My lowest Insurance yet!

Post by Scott Barton »

](*,)
IMOC - winners of JAE best overall club stand 2010, 2013, 2014 & 2017!
1994 GT-S T-Bar 397bhp with NOS *sold*
2016 Porsche Cayman 981GTS 347bhp Flat Six
hazey

Re: [Mk2] [Turbo] My lowest Insurance yet!

Post by hazey »

my renewal was £804.32 with £250 excess.im still a baby in your eyes. im 23. your insurance is so much cheaper.
gerbil1028
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Re: [Mk2] [Turbo] My lowest Insurance yet!

Post by gerbil1028 »

got mine down to 420 fully comp like for like mods protected no claims, from aplan and Sky want another go at competing

27 years old 9 years no claims
RyanRs
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Re: [Mk2] [Turbo] My lowest Insurance yet!

Post by RyanRs »

I got a quote on a std rev3 tubby full comp for something around £350 full comp with tesco...

Im 25, 5 y/ncb £150 excess.

But i had my dad on there as a additional driver. It was around £600 before i added him.

i really dont see why it makes such a difference! is there a catch? if not, then why doesn't everyone have a named driver on there insurance?

My sister pays £890 tpft on a corsa , if she adds me as an additional driver, then her policy drops to £580 odd quid!

Can anyone shed some light on this ??
LiamTye
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Location: Sittingbourne

Re: [Mk2] [Turbo] My lowest Insurance yet!

Post by LiamTye »

my old mans on mine and made it so much lower

surely you thought of thought with an extra driver there is more chance your going to have a prang but there ya go
FreeFall
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Re: [Mk2] [Turbo] My lowest Insurance yet!

Post by FreeFall »

LiamTye wrote:
surely you thought of thought with an extra driver there is more chance your going to have a prang but there ya go


That would certainly be the case if I let my old man drive my tubby :lol:

Maybe Ollie can shed some light on this. :-k
RyanRs
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Re: [Mk2] [Turbo] My lowest Insurance yet!

Post by RyanRs »

Off topic buttt... Liam, i drove past you coming into sittingbourne the other week in the morning. i was driving a big red nicholls atric lorry, was hanging out of the window in a green jacket staring Point blank at you lol. i bet you didnt even notice lol your car is nice man. is that a depature II exhaust on there?
LiamTye
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Re: [Mk2] [Turbo] My lowest Insurance yet!

Post by LiamTye »

RyanRs wrote:Off topic buttt... Liam, i drove past you coming into sittingbourne the other week in the morning. i was driving a big red nicholls atric lorry, was hanging out of the window in a green jacket staring Point blank at you lol. i bet you didnt even notice lol your car is nice man. is that a depature II exhaust on there?


no i didnt mate lol what day was this,its a motoria exhaust,well a jap speed one but same style,cheers for the kind comment mate about the old girl
James Junior
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Re: [Mk2] [Turbo] My lowest Insurance yet!

Post by James Junior »

Cheaper car insurance - one of the few good things that comes with getting older...
StuRobinson88
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Location: bordon :( or carlisle :)

.

Post by StuRobinson88 »

i'd rather be young and pay more for my insurance \:D/ he he
sorry.
i feel like my life is going waaaaaaaaaaaay too quick already and i'm only 20!

stu.
john_p_b

Re: [Mk2] [Turbo] My lowest Insurance yet!

Post by john_p_b »

can't help but feel insurance is kinda stupid on these mr2's, been looking around getting a few quotes this week and randomly the cheapest i've got is £264 fully comp with churchill but all the so called jap specialists are wanting well over £500! i actually had one come through yesterday for £1100! i only pay £240 on my sapphire cossie thats running 327bhp at the back wheels and is agreed value of £6500 so i just don't see how they can justify the stupid quotes. not like i'm some kid with fresh ink on a license, i'm 27 in spetember, no points, no claims, 6yrs ncb, class 2 hgv license so i know how to drive and i'm a home owner so surely should make me a low risk for them?! i think they just see 2 seater sports car and think of a number then double it!
No_more_GT4
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Re: [Mk2] [Turbo] My lowest Insurance yet!

Post by No_more_GT4 »

I know this is for a different car, but it's essentially the same engine. In my 3rd & final year of ownership, I was paying £280 fully comp, with all mods declared on a like for like basis with an agreed value of £6000 for my imported 1994 L reg GT4.

She had stage 1 mods (Filter, de cat & full exhaust system, D/V, 18 Advan alloys, TRD lowering kit. Looked real nice if I do say so myself 8)

Im paying £220 TPF&T for my standard UK N/A rev 3.

How these insurance companies work out their premiums I'll never know :-s

Rich
RyanRs
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Re: [Mk2] [Turbo] My lowest Insurance yet!

Post by RyanRs »

Mite insure mine abroad where its like £20 and pay an extra £5 or what ever it is to get international cover :wink: :lol:
LiamTye
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Re: [Mk2] [Turbo] My lowest Insurance yet!

Post by LiamTye »

ive fought about selling mine just based upon how much i pay for insurance its stupid

plus petrol dont help,thats never going to go down but for what id get for the car and what i could buy is stupid

thought about a glanza nice cheap nippy car but would miss the power
Charged
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Re: [Mk2] [Turbo] My lowest Insurance yet!

Post by Charged »

FreeFall wrote:
That would certainly be the case if I let my old man drive my tubby :lol:

Maybe Ollie can shed some light on this. :-k


Search me, insurance companies operate in weird and wonderful ways!

There is no logic to it.
If you can't see the angle, you're in trouble.
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