mate,
the flux are sh£te!!!!
my girlfriend used to sort out there

'loans'!!
yeah thats right, if you pay monthly, you actually take on a loan!!!
you wont see it unless you read all through the terms and conditions!!
they sting loads of people when they want to cancel the insurance early, cos even though the insurance gets canceled, the loan don't cos that go's through a separate company(the one my girlfriend used to work for)
my advise is stay away,
i get mine through admiral, and have done for 4 years, they are really cheap, dont mind jap imports, young drivers, or modded cars

and they have brilliant customer service when you need to claim, with there help, i managed to get

£2,500 compo when some muppet in a bimmer smashed into the rear of my 2, and they gave me a car while mine was getting fixed,
do it, give them a call, it'll be worth it, and if you do it on line, its even cheaper

=D>