![](./images/smilies/spacer.gif)
![](./images/smilies/spacer.gif)
![](./images/smilies/spacer.gif)
![](./images/smilies/spacer.gif)
![](./images/smilies/spacer.gif)
What does everyone else do about insurance? Reading an article from pistonheads
![](./images/smilies/spacer.gif)
![](./images/smilies/spacer.gif)
![](./images/smilies/spacer.gif)
I'm with Elephant and wondered if anyone else has queried them about it.
![](./images/smilies/spacer.gif)
![](./images/smilies/spacer.gif)
![](./images/smilies/spacer.gif)
It's over to you
![Wink ;)](./images/smilies/icon_wink.gif)
Moderators: IMOC Moderators, IMOC Committee Members
ldavies83 wrote:GP.
I've got a quote from quite a popular online co, quoting£80 plus
£500 excess.
I think your right tho, dont think its really worth it.
More money to spend on consumables
(like fuel!)
Limeymk1 wrote:http://www.morispayment.co.uk/affiliate ... prefix=CIG
Haven't tried them but may be getting a quote nearer the time.
steve b wrote:p.s.don't mention to elephant your intending to do a trackday or have done one because they void your road insurance, also worth taping out your number plate if you are with them.
![]()
![]()
I phoned up a couple of years ago to ask them, the guy on the other end of the phone stopped me mid sentence and said before i continue I should be aware that should they find any evidence of me planning to take part in trackdays in the covered vechicle or have previously taken part in a trackday in said car they are obliged to ask for the return of my covernote and a refund for the remainder of the policy will be paid.
Lauren wrote:Surely what you get up to on a private track(ie its not the public road) has no consequence whatsoever to what you do on the public road! Did you ask him why?
firstmk1 wrote:Does trackday insurance cover you for damage you do to other cars and the track itself? I guess if not that you run the risk of being sued if you damage another car during a trackday.
Lauren wrote:steve b wrote:p.s.don't mention to elephant your intending to do a trackday or have done one because they void your road insurance, also worth taping out your number plate if you are with them.
![]()
![]()
I phoned up a couple of years ago to ask them, the guy on the other end of the phone stopped me mid sentence and said before i continue I should be aware that should they find any evidence of me planning to take part in trackdays in the covered vechicle or have previously taken part in a trackday in said car they are obliged to ask for the return of my covernote and a refund for the remainder of the policy will be paid.
Wow that is mad.Surely what you get up to on a private track
(ie its not the public road) has no consequence whatsoever to what you do on the public road! Did you ask him why?
firstmk1 wrote:But what happens if you do hit my car on a track day, who would pay to fix it?Would I have to sue you?
firstmk1 wrote:But what happens if you do hit my car on a track day, who would pay to fix it?Would I have to sue you?