Classic Line Insurance

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Herts66
Posts: 318
Joined: Mon Apr 09, 2012 1:53 pm
Location: East Herts

Classic Line Insurance

Post by Herts66 »

Gave the best price by fifty sheets on my N/A to rev3 turbo conversion with exh, intake and IC mods.

Quoted an extra £25 for further mods to take it 300brake.

:clap:
2tmike
Posts: 435
Joined: Mon Nov 06, 2006 6:39 pm

Classic line

Post by 2tmike »

Just be careful with your no claims with a classic policy....they don't give any and if you renew next time with a different company and need to use the ncd it won't be available.......I had built up 10+ years and then used Classic line for 2 years until they upped the premium by too much....then when I went elsewhere for cover I had a huge problem in proving ncd and actually lost a couple of years discount....
Herts66
Posts: 318
Joined: Mon Apr 09, 2012 1:53 pm
Location: East Herts

Classic line

Post by Herts66 »

Thanks for the warning.
Will check the docs but they promised
To keep and maintain the NCB.
Charged
IMOC Committee
Posts: 8897
Joined: Fri Sep 02, 2005 8:09 pm
Location: Herts

Re: Classic Line Insurance

Post by Charged »

Edit. Classic car policies do not accrue NCB usually, also there are often restrictions, eg second car, limited mileage, no commuting, kept off road etc. If you fit the criteria they are good value for money but beware the odd putfall like losing NCB. A good broker will be able to offer a significant discount subject to seeing proof of the claim free experince whilst on a classic policy and the expired ncb proof so all is not lost.
Last edited by Charged on Thu Dec 20, 2012 9:07 pm, edited 2 times in total.
If you can't see the angle, you're in trouble.
Herts66
Posts: 318
Joined: Mon Apr 09, 2012 1:53 pm
Location: East Herts

Classic Line

Post by Herts66 »

Really - tell me your experience?
synXero
Posts: 3781
Joined: Fri May 28, 2010 12:04 pm
Location: London, Edinburgh, or the Highlands!

Re: Classic Line Insurance

Post by synXero »

Do they only insure your car as a second car, incidentally..?
Herts66
Posts: 318
Joined: Mon Apr 09, 2012 1:53 pm
Location: East Herts

Classic Line

Post by Herts66 »

Yeah second car 5k miles. Protected 9 yrs NCB.
Modded car rev 3 turbo motor with exhaust, intercooler and induction.
Estimated 250bhp. Garaged overnight.
A touch over 300 sheets and plus 25 if I get to 300 brake.
I checked classic line and found only good reviews and a recommendation from the Porsche club.
They beat confused by 100 and a specialist broker by 400.
Paperwork arrived today and looks fine to me.
Racer7
Posts: 536
Joined: Mon Aug 20, 2007 6:22 pm
Location: SW London

Re: Classic Line

Post by Racer7 »

Herts66 wrote:Yeah second car 5k miles. Protected 9 yrs NCB.
Modded car rev 3 turbo motor with exhaust, intercooler and induction.
Estimated 250bhp. Garaged overnight.
A touch over 300 sheets and plus 25 if I get to 300 brake.
I checked classic line and found only good reviews and a recommendation from the Porsche club.
They beat confused by 100 and a specialist broker by 400.
Paperwork arrived today and looks fine to me.


Did you get an agreed value on it?
Herts66
Posts: 318
Joined: Mon Apr 09, 2012 1:53 pm
Location: East Herts

Classic Line

Post by Herts66 »

Yep agreed value £3500.
Use includes SDP + commute.
Two car household, me with clean licence.
Wife with points.
Racer7
Posts: 536
Joined: Mon Aug 20, 2007 6:22 pm
Location: SW London

Re: Classic Line Insurance

Post by Racer7 »

Wow. That's cheap!

Mine is with classic line and I paid £460ish! 5yrs ncb, 2k miles limit and agreed value (though never actually sorted that). Oh N/A btw. I guess it's my neck of the woods that bumps the price up.

I'm considering leaving next renewal as I found things like not being able to drive another person car with TPFT cover quite annoying. And that I cannot cancel and get my money back. IT's a done deal until renewal wheter I leave or not.

As 2tmike said - just check the policy details before handing over your dinero.
uglee
Posts: 934
Joined: Mon Dec 20, 2004 12:38 pm
Location: Ayrshire

Re: Classic Line Insurance

Post by uglee »

Also remember they do not give a pro rata refund if you cancel the policy. I 'nearly' got bitten with this when I insured the Alfa and sold it 3 months later. Luckily they added the overlap onto the MR2 insurance so I lost about 3 months insurance instead.
They seemed pretty good for my MR2 at around £275 when a lot of the other specialists wanted over £650-700. Which for a car that came out one weekend a year if I was lucky was rather excessive.
I did have them insuring my RS6 but the renewal was poor and now insuring with Privelage for the grand sum of £300 per year, got to love been an older git! :thumleft:
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