Bascially to change an address 5 minutes up the road they think my policy raises 55% on the isle of wight what a joke
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here is the letter i got given
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We acknowledge receipt of your recent email with thanks and would be obliged if you could note our comments below.
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We have looked into your policy in regards the change of address on your policy and the additional premium of
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£396.12.
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We have contacted your Insurer, Aviva to check the additional premium that you have been quoted.
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They have run through a quotation based on both postcodes from today's date.
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For postcode PO33 1TN they quoted an annual premium of
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£2632.98 and for postcode PO34 5JZ they quoted an annual premium of
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£4067.00.
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This is roughly a 55% load to your policy.
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Your original annual premium was
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£1726.45 and when your change of address was processed this increased your annual premium to
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£2628.12.
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Adding a 55% loading to your policy on the original premium makes a new annual premium of
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£2675.99, so the rate we have offered you is cheaper.
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We have searched our selection of Insurance Companies that we use and the next cheapest quotation was
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£2752.82 with a company called Sabre, however this still makes Aviva to be the cheapest we are able to offer.
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Different Insurance Companies have difference discounts and loadings for the area the customer lives in.
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They charge the premium based on the number of theft claims, vandalism claims and claims in general in that area.
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It may be a small risk for other Insurance Companies but each Insurance Company is different.
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However, we do appreciate that you may have only moved a small distance but we have no control over the Insurance Companies charges.
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Therefore the additional premium of
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£396.12 is payable.
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You have two instalments left to pay of
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£420.51, which takes you up to your renewal date of 29/10/2011.
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If you were to cancel your policy mid term, you will loose your second year of no claims bonus that you are currently earning.
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If you wish to proceed with the cancellation of your policy then please return your insurance certificate along with a signed letter, however we must advise there will be cancellation charges.
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We did try calling you to advise of the above but there was no answer.
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We trust that the above is clear.
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However, should you have any further
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queries
then please do not hesitate to contact us.
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Yours sincerely
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Suzanne Evans
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Biggest load of sh!t i have ever known wish i never went with them now this is with my subaru impreza
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it just frustrates me the way they just add it on so i have to pay
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£840 in 2 months yeah ok then so ill think ill get another policy
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, stick your no claims bonus's
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My advise is dont go with them or if your with them and move just go with a different insurer
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